Oreyv 3 – The Essence of Tzedakah is Good Will – Lender is Ratzon – Borrower is Asiya – Lending Is Greater than Giving, However… – Ratzon HaElyon – Why Money Is Called Kesef – What Is Mazal? Wealth Draws Friends – Avoid Cosigning – The Tzaddik Is Guarantor – Speaker: Rabbi Nasan Maimon.
Hilkhos Oreyv 3 is based on 2Likutey Moharan 4.
00:00 – PARAGRAPH 11b. The essence of tzedakah is good will.
11:00 – PARAGRAPH 12. Why lending is greater than giving.
18:00 – Wealth draws friends. Reference to Likutey Moharan 68.
19:00 – Mazal? מזלא is three times Y – K – V – K (78).
21:00 – Through the mitzvah of repaying a debt, the borrower completes the act of good will. However…
21:40 – Q&R about a loan that is not repaid.
23:00 – The oryev – cosigner/guarantor – elevates asiya to ratzon. However, even though it’s a mitzvah to lend money to a poor person, one should do everything possible to avoid being an oryev, as chazal warn: “stay away from cosigning a loan” (Yevamos 109).
27:40 – *Life in Olam HaZeh is all about repaying our debt to HaShem. “All the heavenly hosts bow to HaShem” – each angel borrows from HaShem. Every mitzvah, every word of tefilah and Torah, every good thought, is repayment of this loan.
31:40 – Even though person in This World is in danger of not repaying his debt to HaShem, he is in a position to achieve much more than the angels can.
33:00 – Being in Olam HaZeh gives a person the opportunity to be free of “eating the bread of shame” – the suffering of receiving something one did not earn.
36:30 – ***Even though lending money is a mitzvah, a person should avoid doing this mitzvah. There are mitzvos that a person should not run to do. “Certain mitzvos are better left for someone else to do.”
39:00 – Borrowing money with no plan of how to repay it is a form of stealing.
44:00 – *Q&R about the concept that it’s better if a person hadn’t been born: if a person connects with the tzaddik, it’s worth being born. Heard from Rabbi Kalman Rosen zal: The tzaddik is cosigner for our debt, as hinted in the initial letters of the first words of Tikkun HaKlali.
50:00 – Q&R about caution in lending money.
51:00 – Closing blessings: Shabbos is ratzon, weekdays are asiyah.
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